It can be hard to resist a store credit card offer. At first they may seem wonderful with all of the savings they promise, but there are cons to having one that every shopper should look out for.

For one, you should only sign up for it when it really counts. That would be when you’re making a large purchase, as opposed to a small one. For example, if you’re shopping at a home improvement store, you may shop for many expensive tools and supplies. This is a great time to sign up as opposed to when you’re going to just pick up a can of paint. Make the savings count!

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